Follow the Drinking Gourd- 10 Songs Toward Financial Freedom

Inspired by recent conversations with friends and reading comments about the new   JAY- Z album 4:44, I decided to write a post about 10 songs that I believe are sharing messages about financial freedom to the Black community. Now, these are not all the songs that provide nuggets of wisdom and people may not agree with my choices , but this is my blog and this has been my Tidal playlist titled “When I get to financial freedom.”

Before I get into the songs, I would like to share that I was introduced or at least made aware of what “passive income” was in 2005 while on winter break from my MBA program.  My cousin invited me to this prepaid legal meeting (you know, networking marketing) and in that meeting a man asked people in the audience to raise their hand if they had an MBA. I proudly rose my hand and the speaker proceeded to read a passage from Rich Dad Poor Dad by Robert Kiyosaki which pretty much said those who have an MBA or are highly accomplished in school essentially become controlled bean counters and employees of C averages students. The passage went on to talk about the lack of financial education in schools. I was furious when I heard this, “I was like who is this Robert Kiyosaki person and what is this passive income term…..and how is it after 17 years of school, I ain’t never heard of this”.

I really took offense to not learning the term passive income or the concept financial freedom, at all, in my educational years. I felt like all I have been doing is going through a system that was teaching me how to become an employee. What I had to come to understand is that financial education is taught in the home… and it’s not how to write a check or how to avoid all things debt, but about creating passive income through paper assets, rental income, and business income; so that your passive income exceeds your total expenses and you do not have to work if you choose not to.  After this moment, my mentality switched and for the past 12 years I have been on a journey to self-educate and advocate for others to learn about financial freedom. I truly believe that if the Black community is going to change and end all our gaps…wealth, health…education…. it’s going to be from our understanding and practice of gaining financial freedom through building passive income.  Maybe in another blog I will go into detail about my thoughts, but for this one here are some songs that speak to me!

Oh…one last thing… did you know that songs have always served as a communicating tool in the Black community.  Slave songs have served as the vehicle to communicate when we were forcibly separated.  The song Follow the Drinking Gourd was a slave song about the Big Dipper and communicating to slave, who were escaping, to follow the North star for freedom.  I believe the songs that are being produced in this era, that talk about financial freedom, are our modern day Follow the Drinking Gourd song. Musical artists are communicating to us how to escape the rat race and get to our own financial freedom.

  1. Forbidden Knowledge by Raury, Big K. R. I. T – this song speaks about the power of knowledge and lack thereof. There is so much information about financial education and how to build passive income, but if you do not even know these terms even exist, it is essentially invisible to a people. This information does not even matter in the age of Google if as a people we are only socialized to be consumers or oppressed by inequitable systems that have removed the levels of Maslow’s Hierarchy of Needs.

  1. Haunted by Beyoncé– first I am a beehiver and LOVE me some Bey, but what I love so much is the work ethic and risk to create her own system. With that there is a part in Haunted where she says, “All these people on the planet, working 9 to 5, just to stay alive, the 9 to 5, just to stay alive, how come?” These lyrics speak to the rat race that we are in and really that the rat race is not limited to a particular race, ethnicity or part of the world.  What this song addresses for me is that we as a people need to build passive income and not earned income. Also that passive income is not for just smart people, or people who have money, or who are famous.  As a people we need to understand that having a 9 to 5 should not be an end goal.  I recommend learning about cash flow and if you can get your hands on the game Cashflow 101….not monopoly, its not the same, you can learn a lot about passive income and financial freedom.

 

  1. Untitled 03 by Kendrick Lamar– Love this song and I have to give some West Coast love. This song is about advice, remember financial freedom is not being taught in our school systems, so it has to comes from our families and communities. If we don’t have a family or community that has experience in financial freedom, you can grow up not knowing this exist. At this point in the game we have to rely on luck that we will get connected to someone or something that introduces us to this way of life and guide us through. This inequity is where I see one of the biggest injustices. When we factor in compound interest and the importance of the velocity of money, our young people will never get ahead if this inequitable system is not addressed.

  1. My Uzi by David Banner, Big K.R.I.T– when going for financial freedom there are lot of uncertainties and risks that you take that may result in failure, and cause fear. But fear is not of God. In this song David says, “ ain’t got no body guard… I just need mighty God”. This song speaks so much truth. The environment we are living and functioning in has truly caused challenges in our advancement.  In the song David also addresses attacks on Black commerce, “Black commerce they chewed it up, chewed it up, spit it out;” he addresses government treatment of poor people, “trying to make a move because the government don’t give a f#$% about poor folk”. When listening to this song I think about the true change that we can make when you are financially free. I think about the communities and HBCUs who would be able to thrive because they have created their own passive income and are not dependent on the government for money. This song provides advice about taking responsibility and the power to make a difference.

  1. Buy Back the Block by Rick Ross, 2 Chainz, Gucci Mane– The buy back the block movement just makes me smile. This song is all about “property, property, property, property” and businesses. I would label this an action song.  Here you have artists communicating what actions need to be taken to move toward financial freedom and making a difference. “ Start with a duplex, work up to a Hyatt’s, maybe a small plaza, I’m looking for a mall.” You have to start small and build your way up…… But like JAY-Z said “You wanna know what’s more important than throwin’ away money at a strip club? Credit!

  1. The Story of O.J by JAY-Z– The newest addition to my Tidal playlist. I love this song for many reasons and the video that goes with it is awesome. Through this song JAY-Z talks about how he had an opportunity to purchase a property when it was cheap ($2 million is cheap depending who you are!) and now it is worth $25 million. I ask you, what properties are in your surrounding area that you can capitalize on, is it a foreclosure; is it a rental property that can provide you with a positive cashflow through rental income?  The various investments that JAY-Z is talking about in this song are capital gains income, which is different than passive income, but still he is addressing the fact that “Financial freedom my only hope”! This song is also a take action song, as he is encouraging people that want to rid communities of poverty and crime to purchase property and “rinse it” (rent it) and be the owners, instead of “‘please don’t die over the neighborhood, that your mama rentin’.” So much knowledge is packed into this song and I truly appreciate the conversation this song has provided.

  1. Formation by Beyoncé– Because I’m a Bey fan, she has two spots on my playlist. As an advocate for people to financially educate themselves, I have emphasized this sentiment to women even more. Women I come across count themselves out because they don’t believe they are good at math or they give the excuse that they will leave it up to their husbands to figure out the finances because it’s just too hard. This is ludacris, one financially educating yourself is not hard to learn and two our lives, as women, depend on us having financial knowledge.  Women live longer than men and women stand to inherit at least two times in their lifetime (parents and husband).  Now, of course I have to ask the question what type of woman is that statistic based off; are we talking about… White women, Black women, Asian women? Either way it is imperative for all of us to understand financial freedom and how to build and sustain passive income.  In Beyonce’s song she says “I dream it, I work hard, I grind ‘til I own it,” that too should be what we as women do when it comes to our knowledge of financial freedom and passive income.  No need to twerk to a song that you can’t truly benefit from.
  2. About the Money by T.I. and Young Thug– the hook of this song says it all “If it ain’t about the money, don’t be blowin’ me up, n^&*@, I ain’t gettin’ up, if it about the money, ain’t no use in you ringin’ my line, stop wastin’ my time”. TIME is the only thing that is equitable, no one can get more of it, but we must be wise about how we choose to use our own time. In order to accomplish financial freedom and passive income we have to be serious about the time we give to things that don’t contribute to our goals of freedom.  I understand that money does not make people happy and that we should not make money an idle. Understanding that, what I get from this song is motivation to stay focused especially when other people are trying to control your time. There are so many distractions that society wants us to fall for: be a consumer, climb whatever corporate/nonprofit ladder, participate in instant gratification, or complain about what others have. This hook says it all, “if it ain’t about the money…stop wastin’ my time”.
  3. B#$%* Better Have My Money by Rihanna­– As we journey on our path toward financial freedom there will be people who will not pay you and those who will have their hands out. Understanding your value (businesses, patents, property, ideas) and having boundaries will be key in moving forward toward financial freedom.  This song makes me think about business plans, contract agreements, life insurance, lawyers, business structures (LLC, C corporations), doing business with family and friends, and helping out family and friends. “B#$%* better have my money, Ya’ll should know me well enough, B#$%* better have my money, Please don’t call me on my bluff, Pay me what you owe me”. Through this process money can ruin relationships and businesses if not properly protected.  Rihanna’s attitude and strong words are exactly how I would feel if I felt like I was getting taken advantage of. It’s important to know that dealing with money is emotional and when on this journey you have to learn how to be emotionless.  Markets will go up and down, tenants will damage your property, skip out and not pay rent, business partners will die, and their will always be someone in your personal circle who will have a financial need and not pay you back.  This song represents being prepared and reminding us to not skip out on important things like contracts and insurance.

  1. F*&# Up Some Commas by Future– So this song doesn’t REALLY address financial freedom, but when you do get to financial freedom I do believe in celebrating the victories. I will say that this song is on my playlist because I look forward to the day my passive income and the financial freedom that I acquire produces generational wealth and permeates the Black community. I look forward to the day when financial freedom is at a critical mass that changes our community. We can truly “give no F*&#@”, and have the capacity to close the gaps that stifle our communities.

Until next time…

The journey back to the United States….Thursday two times 

Today was our final day in South Korea, it has truly been a blast and the alumni and faculty I had a chance to interact with were fantastic. I have learned so much about the culture and have gained a better perspective about how to engage our future and current alumni who are from South Korea. 

Before our flight we had one more meeting with a retired faculty member from Yongei University, who Carol and Junehee knew. It was a pleasure to meet her and learn about her career and what she is doing in retirement.

* South Korean fact

When a person turns 65 years old they must retire. Also in Korea you turn a year older on the first day of the new year, not the day your were born.

We dined at a Chinese restaurant that was in the Seoul train station. I have never been to a train station that had multiple restaurants, coffee shops and a mall. The food was once again delicious 

Green tea

This chicken was so on point…..

But watch out for these peppers…Ked and I both accidentally ate these and boy were we on fire. Never again!

Crab hot and sour soup

Beef and vegetables….more vegetables than beef

Sweet and sour prawns! Oh so good

Chinese Bun

Juicy Lychee for dessert

The time has come to head back to the United States. We had a blast but we are ready to get back home. We look forward to coming back to South Korea.

So our flight from Seoul was Thursday, June 22nd at 5:30pm and we arrived in Dallas on Thursday, June 22nd at 4:30pm. We had a 4 hour layover and it was not bad, because we could chill in the Admiral lounge, which is a whole new level for waiting for your flight.

We also had the chance to meet up with one of Kedric’s high school friends who lives in Dallas.

We finally made it back to Manhattan safely. I have swollen feet and a slight back ache, but we are blessed to be at home and in our own bed. What an experience we had.

I hope you enjoyed this blog series about my first trip to South Korea.

Until next time

Farewell Busan

Today was our final day in Busan and it was filled with more sightseeing, catching up with alumni, cultural history and of course food.

This tour focused on the west side of Busan which was where the local folk lived. As I traveled through Busan I was wondering where the everyday people lived and worked. The hotel we stayed at was more of a touristy area .

What I observed on this tour was the hills…..San Francisco ain’t got nothing on these hills.

Also no space is wasted, every nook, cranny, and alley is filled with a home, restaurant, mom and pop store, coffee shop or fruit stand. Being from the United States I can see why people see it as a place with a lot of open space. What a luxury.

While on the tour we experienced more beautiful views.

After the tour we ventured off on our own!

We ended up back at the mall and we saw kimchee refrigerators (I want one)

We were told that just about every household has  a kimchee refrigerator. Families will get together before the winter and make kimchee that can last them all winter.

I didn’t talk much about the driving here, but it is crazy….not as bad as Costa Rica. Here this taxi stops in the middle of traffic to pick this woman up. She had luggage to put in the trunk….smh

Ked and I learned that sidewalks are not ment just for pedestrians walking….its for driving and parking as well.

We took the city bus…..traffic was crazy

Here’s what a school bus looks like

We had a chance to experience the  world famous chagalchi fish market.

I felt like we were on the Travel Channel as we walked down the various alleys looking at the fresh seafood. 

We stopped in a small restaurant along the way and had some fried fish.

After we experienced the fish market, the night market was happening so we walked around and soaked in our last night in Busan.

Another observation Ked and I made was the love for miniature dogs that people in Busan had. We never saw a big dog….like never!

Now back to the hotel to pack and get ready for our train ride back to Seoul. Busan it has been a blast.

Until next time

Moving octopus and the best cheese tart ever

As many may know I can be an adventurous eater! I give thanks to my mother who started my siblings and I on diverse foods at a very early age. Instead of just lunchables, cookies and chips she had us also trying dried shrimp, toasted seaweed, raw sushi and so much more. That early exposure has created a palate that allows me to travel the world and have an open mind to try cultural foods. 

I truly believe that being open to cultural styles of food are an important piece to building relationships. I hear many business people talk about closing deals over dinner. I have even participated in those career development sessions on how to have dinner with your boss. Yet, I have never seen how to eat cultural foods you’re not use to foods events. As an individual you are on your lonesome to experience your relationship with cultural foods.

Living in Manhattan, Kansas I don’t have many opportunities to explore so I make sure to sharpen my skills when I travel.

Here are some of the foods we at today:

We stopped by  A local market and picked up a ginseng drink.

We ventured to Gwangalli Beach to go to Millak-dong Hoe street which is where approximately 300 restaurants serve hoe (raw fish).

We selected some fresh seafood and took it up stairs to one of the restaurants to prep it. What a sea to table experience.

Trying to sit in the traditional dining setting, Ked and I had a food adventure.

But first shoes 😂😂😂

Ked in these too small shoes

We tried the famous Korean San-nakji,  a hoe dish (raw fish dish) of octopus that still is moving after it is cut up.

Ked trying San-nakji

It was very chewy…..like really really chewy and it didn’t taste like anything but the sauce you put it in.

We had some other fish that I don’t know what to call them but here is what we bought and here is what it looked like after it was prepared.

Our next food adventure were these freakin delicious cheese tarts that are all the rage. I heard on the weekend the line is wrapped around the corner  and people can only get one box per person at a time. All I can say is, YES,  it’s the best cheese tart ever! It’s like a mini cheesecake with a cookie like crust. Dangerous for the wasteline…..but who cares…2 boxes please!

Tonight we tried Soju, a South Korean liquor made from rice…….stroooooonggggg and will put you straight on your bum.

We capped off our foodie tour with another trip to Sulbing and tried another one of their desserts. This was not as good as the first but still yummy.

Tomorrow is our last full day and evening before we head back to the states.  We will go on a tour of Busan and experience more of the culture.

Until next time

Guinness world’s largest department store and a seaside alumni extravaganza

It’s after midnight in Busan and we are just getting in from a great gathering with some K-State alumni. 

Today was another day of exploring Busan. We kicked it off with another early morning walk, this time to Dongbaekseom Island which is not too far from our hotel. This area was bustling with early morning risers doing their daily workouts and stretches while overlooking the sea. What a way to start your day.

After enjoying another God created day we enjoyed a buffet breakfast that had tons of food like bugiogi, a variety of kimchi, dumplings, rice porridge, fruit and an assortment of breads.

During the day we took the subway and ventured off to the Guinness World’s Record for the largest department store and I cannot even describe how massive this place was. All I can say is I had to take a nap when we got back. 

The main event for today was the alumni event. On the beach one of our alumni reserved a spot for us to gather at a place called Sam Ryan’s which is an American sports bar. At first when I learned about this place I chuckled because here I am going all the way to South Korea and we will end up at an American sports bar.

This was a great location and such a great vibe for K-staters to come together .  It was wonderful because alumni from different colleges, and class years were able to talk about there time at K-State. At this event I was able to engage in some great conversations and learn more about how to continue to provide engagement opportunities for our alumni….plus I think I will have a few visitors when some of them come back to the states to visit.

I am so thankful to have these experiences and connections and I look forward to more opportunities. 

Until next time

A morning on the beach and a day with Yebin Yoon

Today we woke up at 5:30am wide awake and ready to explore what Busan had to offer. With our hotel literally on the beach we took a stroll and observed the morning activity on Haeundae beach.

While enjoying the peacefulness of the early morning we were approached by some men, who I thought wanted Ked or I to take a picture of them,  but instead they wanted to take a picture with us! Lol

During this trip we have definitely experienced a lot of stares, secret photos being taken of us and a store clerk who flat out asked if we were famous 🙂 Ked and I have learned that this is a part of the travel and to join in on the fun and pose as if we are famous.

The water is a tad bit cool

After 10 tries Ked finally got a good shot

A rare photo pose of Ked….plus he got his feet out

After our cardio stroll on the beach we were hungry and looked for a traditional spot to eat. We rolled up on a little restaurant that was filled with older Korean people enjoying their morning meal and fellowship.

For breakfast we ordered the spicy octopus and beef hot pot and boy was it delicious and filling.

For the remaining of our day our friend and K-State alum, Yebin Yoon, scooped us up and showed us a few spots in Busan.

We went to a super posh coffee shop called Cafe Yoon! This coffee shop had amazing views of the sea. There were a lot of people enjoying the views and coffee. Lots of people took pictures including us.

While enjoying the company and food the three of us talked about Korean culture and observations we made and how Yebin’s life is going  after her time at K-State.

This banana pudding was super legit.

The next spot Yebin took us to was the 1376 built Haedong Yonggungsa temple. As the late afternoon set in and the day began to cool off it was the perfect time visit this temple.

When we headed out we bought this yummy sweet bread that had nuts in it and was pressed down flat on a griddle.

To end our day we took another walk on Haeundae beach and enjoyed dinner at this fusion spot on

which is a famous street for fusion and creative restaurants.

Tomorrow is our Busan event and I am looking forward to connecting with more K-State alumni.

Until next time

French Quarter,New Orleans,  South Beach, Miami, and a sprinkle of Time Square, New York…Welcome to Busan

A K-State pride that has carried on for generations! As alumni walk in with smiles on their faces, I can see in an instant how the hands of time transported our alumni back to a place they remember so fondly….the Little Apple…..Manhattan, Kansas. 

Handing out my business cards with two hands and a slight bow I had a chance to interact with alumni who graduated from the colleges of agriculture, engineering, arts and sciences, human ecology, and  business. I listened to stories from alumni who graduated in 1987, 1993, 2006, 2007 and current Ph.D students. It was truly a Wildcat experience!

After another beautiful meal we said our goodbyes and headed to the KTX and took a bullet train to Busan for the next leg of our adventure. 

While in South Korea we have noticed the massive high rise apartments EVERYWHERE. We have never seen anything like it. It would be interesting one day to see what it looks like inside and get an understanding of the community atmosphere.

Welcome to Busan

Busan is a beach city which is completely opposite of Seoul. While looking for some yummy food we experienced what a Saturday night in Busan is all about.

First the scene is very diverse and there are people from everywhere.  We actually came across a few college students who attend Jackson State University and are studying abroad. It was so funny when we walked by each other because Ked said “Hi” and they said “oh……hi, yes some Black people who speak English!” Gotta love the SWAC

Second,  lots of babies out at 11pm. With tons of restaurants, people playing music on the beach and some of the best people watching, people were out and about.

While walking through Gunam-ro it gave me the feeling like I was in the French quarters of New Orleans with crazy people standing out on the balcony yelling at people while drunk. Also you could buy mixed drinks on the street. 

It also felt a little like South Beach in Miami because people were just walking up and down the strip dressed to impress while the cool sea breeze hit your face. Music of Bruno Mars and Rhianna were blaring out of pubs and hip restaurant spots. Then there was a touch and I do mean a touch of Time Square in New York. Lots of lights a wide walkway for people to walk and stand around with tons and tons of people.

I had a chance to eat some street food and experience this milky snowflake Korean dessert that was sooooooo good.

This one had a lemon sherbet, cheese and mangos 

Tteobokki (spicy rice fish cake….popular Korean snack)

Chicken on a stick with spicy mustard

Deep fried rice cake, shrimp, and dumplings

Fried chicken

Today was another long day and I look forward to waking up tomorrow and enjoying a nice walk on the beach.

Until next time